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Get Your Veteran Friendly VA Home Loan in Las Vegas, Through Us

Qualifying for a Veteran’s Administration home loan is a big perk many service members take advantage of to buy or refinance their home. Va Loans loans have the best terms in comparison with most loans in the industry. 

Qualify for a VA Loan

One of the major pluses to qualifying for a VA loan is you usually do not have to have money for a down payment, as long as the home is within county loan limits. Va loans have the lowest interest rates of all programs and no mortgage insurance EVER!  In Nevada that means you can borrow for a mortgage up to $484,350 and in 2020 the limit will be removed. In most cases a minimum credit score of 580 or higher is needed for a Las Vegas VA loan, and since they are underwritten by the Department of Veteran’s Affairs, the loans do not require mortgage insurance.  Most Veterans don’t know they can have more that one VA loan at a time. VA benefits for writing a home mortgage are available to active, retired, previous, and familial relations to service personnel. It is a great way to get a low interest, zero down loan for an inspected home.

We Specialize in Fast Processing of Las Vegas VA Mortgage

The steps to apply and get approved for a VA loan are not as complicated as many people believe. After contacting a mortgage broker or lender, they will ask some basic questions to see if you are qualified for a VA home loan in Las Vegas NV. They will ask for information about service connection, income, and other financial data. The pre-approval process helps with the actual application, and they will let you know what paperwork needs to be in your possession to start the application process, which usually can be started online. Once you provide the mortgage broker with the documentation needed and it is submitted, you will get a letter outlining any other documents needed and the next steps to take. Once the pre-approval letter is in hand you can start house hunting. 

VA Loans Las Vegas Are A Great Way to Buy Your First Home

Most VA loans require that homes be inspected and appraised prior to closing. There are threshold conditions that are set by the government that the property has to meet. Once you find a house you want to make an offer on, the loan process proceeds with an underwriter verifying all the documentation as well as the home appraisal. The process takes roughly the same time as a conventional mortgage from start to finish. 

Call us or send in our contact form with some basic information about your service-connected status, and let us know how soon you plan to look for a home. We will contact you to set up a convenient appointment time to help you start the VA loan process for your new home purchase, or to refinance your current home.

Check out our Testimonials

Working with Tam was an amazing experience. Not only did working with them save me time searching for the best mortgage, but the whole process was effortless. Ab
Dion Carter
Everything was explained to me including all the options available and they found the best mortgage out there that met my needs. I would highly recommend their service.
Miles Anderson
Tam is very customer service driven, focused on getting his customers the best result and always going above and beyond expectations. She's the best mortgage broker I've worked with.
Paul Sendler